Haryana government provides loans to women to start businesses
Shimla Devi has opened a beauty salon with a loan of Rs. 1 lakh from the Haryana Sarva Gramin Bank under the Haryana Mukhyamantri Antyodaya Parivar Utthan Yojana (MMPAUY). Shimla Devi, 45, a mother of 2 girls, had no choice but to start working as a laborer in her home village of Tandwal after her husband Pawan Kumar died in 2018.
Devi then started making mats in the village to improve her living conditions, thanks to a loan of 20,000 from Aarti Samuh, a self-help group of the Haryana State Rural Livelihoods Mission. (HSRLM).
Devi, however, had to support her eldest daughter Aarti, 20, and her two children after her son-in-law died two years later. With a $50,000 loan from the same self-help group, she opened her own cosmetics shop in the town of Barara.
After receiving a loan of Rs 1 lakh from Haryana Sarva Gramin Bank under Haryana Mukhyamantri Antyodaya Parivar Utthan Yojana, she opened a beauty salon for Aarti last year (MMPAUY).
Devi is not alone. Pooja and Manju, both from Ambala cantonment, also received loans under this program, which enabled them to start their own businesses. They now own and operate grocery stores in the Bihari Lal Building and BC Bazaar, respectively. After divorcing, Pooja’s relative, Gaurav Kumar, said she had run the store for 15 years.
“Despite the fact that her two children live with her ex-husband, she always wanted to work for herself. ‘We never imagined that a government would be ready to lend us money,’ he said. -she adds. he said.
Officials said the two attended an MMPAUY Mela at SD College in December last year and were each given a loan of 1.5 lakh by Punjab and Sind Bank, some of the money having already been disbursed.
Mamtesh, 35, runs a dairy business with her relatives in Naraingarh sub-division to supplement her husband’s labor income and support their family of five in another part of the district. She owns four cattle and supplies milk to a local business as a resident of Badoli village.
“Under this program, we got a loan of 1.6 lakh and were able to add a buffalo to our farm with some of the money originally disbursed.” “It will definitely help us increase our family’s income,” she says.
The objective of the scheme, according to the Additional Deputy Commissioner, Ambala, Sachin Gupta, is to provide economic improvement to families whose annual income is less than Rs. 1.80 lakh per annum through skills development, salaried employment, self-employment and job creation, then increase it to at least Rs. 1.80 lakh per annum.
First published: 20 April 2022, 12:01 IST